Terms of Service
Last updated August 25, 2026
These terms govern your use of this website and the messaging service operated by JG Life Group LLC (“JG Life Group,” “we,” “us”).
What we are
JG Life Group is an insurance agency. We are not an insurance carrier and we do not underwrite, issue, or administer policies. We are not affiliated with or endorsed by any government agency, and nothing on this site is a government program.
Not an offer of insurance, and not advice
Nothing on this site or in any message we send is an offer of insurance, a quote, a binder, or a guarantee of coverage or price. Coverage, eligibility, and cost depend on the carrier, your state, your age, your health, and underwriting, and can only be determined through an application with a licensed agent.
We do not provide medical, tax, legal, or financial advice. Our automated messaging assistant is not a licensed insurance producer and will not quote rates or recommend a policy — a state-licensed agent handles that.
Our automated messaging assistant
Some of our text replies are drafted by an automated assistant. If you ask whether you are talking to a person, it will tell you plainly that it is automated and that a licensed agent will take over. It will never claim to be a person.
Your responsibilities
- Give accurate information. Decisions about coverage depend on it.
- Only submit a phone number you are authorized to use.
- Do not use this site to break the law or to interfere with its operation.
Third-party sites
We may link to sites we do not control, and your information may have reached us through a third-party lead generation form. We are not responsible for the content or privacy practices of sites we do not operate.
Disclaimer and limitation of liability
This site is provided “as is” without warranties of any kind, to the fullest extent permitted by law. We are not liable for indirect, incidental, or consequential damages arising from your use of this site or our messaging service. Nothing here limits liability that cannot be limited under applicable law.
Governing law
These terms are governed by the laws of the State of Illinois, without regard to its conflict of laws rules.
Changes
We may update these terms. The date at the top of this page shows when they last changed.
Contact
- JG Life Group LLC
- Crystal Lake, Illinois
- contact@jglifegroup.com
- (847) 293-8517